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Lesson 2 of 18 · The Driver's License

License rules, insurance and the point system

Licenses last five years and can be renewed up to 180 days early. You must carry proof of financial responsibility, and too many points in 12 or 24 months leads to suspension.

Topic
Laws and paperwork
Key points
9
Numbers
9
Manual
Handbook pp. 5 to 14
What you must know

Key points

  1. A new resident with an out of state license must apply for a South Dakota license within 90 days.

    Source: Handbook p. 5
    “you are required to apply for a South Dakota driver license within 90 days of establishing residency in South Dakota.”
    South Dakota Driver License Manual, Handbook p. 5
  2. Your license is valid for 5 years and expires on your birthday. You may renew up to 180 days early.

    Source: Handbook p. 12
    “Your driver license is valid for 5 years and will expire on your birthday or 30 days after your birthday if you are turning 21. You may renew the license anytime up to 180 days before it expires”
    South Dakota Driver License Manual, Handbook p. 12
  3. Each test fee covers 3 tries within 6 months.

    Source: Handbook p. 10
    “You are allowed 3 opportunities to test for each fee paid within a 6-month period.”
    South Dakota Driver License Manual, Handbook p. 10
  4. The registration certificate must always be carried in the vehicle.

    Source: Handbook p. 13
    “The registration certificate must always be carried in the vehicle.”
    South Dakota Driver License Manual, Handbook p. 13
  5. Carry written proof of financial responsibility in the vehicle and show it to officers on request.

    Source: Handbook p. 14
    “Written evidence of your financial responsibility must be carried in the vehicle covered and presented to any Law Enforcement Officer upon request.”
    South Dakota Driver License Manual, Handbook p. 14
  6. Failing to maintain insurance can bring 30 days in jail, a $100 fine or both, a suspension of 30 days to one year, and an SR22 filing for 3 years.

    Source: Handbook p. 14
    “(30 days imprisonment in a county jail, $100 fine or both), driver license suspension for a period of not less than 30 days or more than one year and filing proof of insurance (SR22) with the State of South Dakota for 3 years from the date of eligibility.”
    South Dakota Driver License Manual, Handbook p. 14
  7. 15 points in 12 months, or 22 points in 24 months, can bring a suspension.

    Source: Handbook p. 14
    “Any operator who accumulates 15 points in any 12 consecutive months, or 22 points in any 24 consecutive months, is subject to a driver license suspension.”
    South Dakota Driver License Manual, Handbook p. 14
  8. Point suspensions are 60 days the first time, 6 months the second and 1 year after that.

    Source: Handbook p. 14
    “First Suspension Second Suspension Subsequent Suspension 60 days 6 months 1 year”
    South Dakota Driver License Manual, Handbook p. 14
  9. A DWI carries 10 points and reckless driving 8 points.

    Source: Handbook p. 14
    “Driving While Intoxicated (DWI/DUI) Reckless Driving Eluding/Attempting to Elude Drag Racing Failure to Yield Right-of-Way Improper Passing Driving on the Wrong Side of the Roadway Stop Sign/Light Violation Other Moving Violation Points 10* 8”
    South Dakota Driver License Manual, Handbook p. 14
Exact figures

Numbers to know

NumberWhat it meansManual
90 daysfor a new resident to get a South Dakota licenseHandbook p. 5
5 yearslicense termHandbook p. 12
180 dayshow early you may renewHandbook p. 12
3 tries in 6 monthsattempts covered by each test feeHandbook p. 10
$100, 30 daysfine and jail for failing to maintain insuranceHandbook p. 14
SR22 for 3 yearsproof of insurance filing after an insurance convictionHandbook p. 14
15 points in 12 months / 22 in 24point totals that bring a suspensionHandbook p. 14
60 days / 6 months / 1 yearfirst, second and later point suspensionsHandbook p. 14
10 / 8points for DWI and for reckless drivingHandbook p. 14
Check yourself

3 questions from the South Dakota practice test

  1. 1. How long is a South Dakota driver license valid, and when does it expire?

    1. 10 years, expiring on the issue date
    2. 4 years, expiring on the issue date
    3. 8 years, expiring on your birthday
    4. 5 years, expiring on your birthday
    Show answer

    5 years, expiring on your birthday. A South Dakota driver license is valid for 5 years and expires on your birthday, or 30 days after your birthday for a driver reaching certain ages. Renewal costs $38.00. The instruction permit is likewise valid for five years, or until the expiration of the documents authorizing an applicant's presence in the United States if that comes first. Four, eight and ten year cycles belong to other states.

  2. 2. Which of these can cost a South Dakota driver their license under the state's point system?

    1. Getting a parking ticket
    2. Buying a second vehicle
    3. Having too many points on the driving record
    4. Moving to a new address
    Show answer

    Having too many points on the driving record. The list of reasons a South Dakota license can be suspended, revoked or cancelled includes having too many points on your driving record, as dictated by the current point system. Other listed reasons include failing to maintain proof of insurance, a conviction for driving while intoxicated, refusing a chemical test, driving during a court prohibition, and a traffic violation committed before age 16 by a permit holder. Parking tickets, vehicle purchases and moves are not on the list.

  3. 3. After a conviction for failing to maintain proof of financial responsibility, how long must SR22 proof be filed from the eligibility date?

    1. Until the next registration renewal only
    2. 30 days
    3. 6 months
    4. 3 years
    Show answer

    3 years. A no-proof conviction can bring a Class 2 misdemeanor, a license suspension, and an SR22 filing obligation. The filing lasts 3 years from the eligibility date, not just the 30-day minimum suspension period. The 30-day choice is attractive because the same penalty paragraph mentions a suspension of not less than 30 days, but that is separate from the insurance filing period. Keep the cue simple: suspension length can vary, while SR22 after this conviction is a 3-year filing requirement.

Next step

Practice this topic

Lock it in with laws and paperwork questions from the free South Dakota practice test. Every answer comes with a plain English explanation.

Source: the South Dakota Driver License Manual, The Driver's License. This lesson is a plain English summary, not the law itself; where it differs, the manual and the statute govern. Last checked 2026-09-27.