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Lesson 2 of 17 · IX. Laws You Must Know

Licenses, insurance, phones and other laws

Rhode Island licenses last up to five years, and you must carry proof of insurance at all times. Texting is banned for every driver, and drivers under 18 may not use a phone at all except in an emergency.

Topic
Laws and paperwork
Key points
9
Numbers
6
Manual
Handbook pp. 16 to 73
What you must know

Key points

  1. Your license is valid for up to 5 years; at 68 or older it is valid for 2 years.

    Source: Handbook p. 73
    “Your license is valid for a maximum of five (5) years. If you are 68 years old or older, your license will only be valid for two (2) years.”
    Rhode Island Driver's Manual, Handbook p. 73
  2. Proof of insurance must be carried in the vehicle with the registration at all times, with a $500 fine for failure.

    Source: Handbook p. 55
    “Proof of insurance ($500 fine for failure to comply) must be carried in your vehicle along with the registration at all times.”
    Rhode Island Driver's Manual, Handbook p. 55
  3. Texting while driving is forbidden for drivers of every age.

    Source: Handbook p. 36
    “No matter the age, you are NOT allowed to use a wireless handset to compose, read or send text message while operating a motor vehicle”
    Rhode Island Driver's Manual, Handbook p. 36
  4. Drivers under 18 may not use a cell phone, even hands free, except in an emergency.

    Source: Handbook p. 35
    “Drivers under the age of 18 are prohibited from using a cell phone while operating a motor vehicle, per R.I.G.L. 31-22-11.9. This includes a prohibition from using a hands free device or speakerphone. The only time a minor is permitted to use a cell phone is in the case of an emergency.”
    Rhode Island Driver's Manual, Handbook p. 35
  5. You may not drive on a public highway while wearing earphones or headsets.

    Source: Handbook p. 55
    “Drivers in Rhode Island are not allowed to operate a motor vehicle upon a public highway while wearing earphones or headsets.”
    Rhode Island Driver's Manual, Handbook p. 55
  6. You must clear snow and ice that limits vision, including roof snow that could blow onto other vehicles.

    Source: Handbook p. 55
    “State law in Rhode Island makes the motorist responsible for removing from the vehicle snow and ice that limit vision and for clearing away from the roof of the vehicle any snow that might blow down on the windshield or windows of other vehicles.”
    Rhode Island Driver's Manual, Handbook p. 55
  7. Littering on any roadway or property carries a $500 fine.

    Source: Handbook p. 55
    “It is a violation of Rhode Island law to litter on public or private roadways or property ($500 dollar fine).”
    Rhode Island Driver's Manual, Handbook p. 55
  8. If stopped at night, turn on your interior lights and leave them on until the officer lets you go.

    Source: Handbook p. 55
    “If stopped by a law enforcement officer at night, a motorist is required to turn on the vehicle’s interior lights and leave them on until the officer allows the driver to drive off.”
    Rhode Island Driver's Manual, Handbook p. 55
  9. A new resident whose out of state license is valid, or expired 1 year or less, does not need the written or road test.

    Source: Handbook p. 16
    “If your out-of-state license is currently valid or has not been expired for more than one (1) year, you will not be required to take a computerized test or a road test.”
    Rhode Island Driver's Manual, Handbook p. 16
Exact figures

Numbers to know

NumberWhat it meansManual
5 yearsmaximum license termHandbook p. 73
68 / 2 yearsat 68 or older the license is valid for two yearsHandbook p. 73
$500fine for not carrying proof of insurance, and for litteringHandbook p. 55
$85.00 / $100.00 / $125.00texting fines for first, second and third offenseHandbook p. 36
18drivers under this age may not use any cell phoneHandbook p. 35
1 yearan out of state license expired longer than this means testingHandbook p. 16
Check yourself

3 questions from the Rhode Island practice test

  1. 1. May a Rhode Island driver wear earphones or a headset while driving on a public highway?

    1. No, operating a vehicle on a public highway while wearing earphones or headsets is prohibited
    2. Yes, if the volume is low
    3. Yes, for navigation directions only
    4. Yes, in one ear only
    Show answer

    No, operating a vehicle on a public highway while wearing earphones or headsets is prohibited. Rhode Island lists among its driver rules that no one may operate a motor vehicle upon a public highway while wearing earphones or headsets. The rule has no one ear, low volume, or navigation exception. Covered ears block horns, sirens and the sounds of nearby traffic. The same list requires you to show your license and registration to an officer on request and to write your name in the officer's presence for identification.

  2. 2. Under Rhode Island's texting law, which use of a wireless handset is prohibited while operating a motor vehicle?

    1. Calling emergency services during an actual emergency
    2. Using a phone only after parking in a legal space
    3. Composing, reading, or sending a text message
    4. Listening to a passenger's spoken directions
    Show answer

    Composing, reading, or sending a text message. The manual states that, regardless of age, a driver may not use a wireless handset to compose, read, or send a text message while operating a motor vehicle. The parking choice describes a stopped situation but does not state the prohibited conduct, and emergency calling is not the listed texting activity. Spoken directions from a passenger are not handset texting. Remember the three covered actions: compose, read, and send.

  3. 3. What is the only stated circumstance in which a Rhode Island minor may use a cell phone while driving?

    1. An emergency
    2. A hands-free call to a friend
    3. A call while stopped at a red light
    4. A work call during daylight
    Show answer

    An emergency. Drivers under eighteen are prohibited from using a cell phone while operating a motor vehicle, including hands-free devices and speakerphone. The manual gives one exception: an emergency. A red light does not automatically authorize a call, and neither a work purpose nor daylight changes the age-based rule. For a minor, connect cell phone use with the emergency exception only, not with the type of device or time of day.

Next step

Practice this topic

Lock it in with laws and paperwork questions from the free Rhode Island practice test. Every answer comes with a plain English explanation.

Source: the Rhode Island Driver's Manual, IX. Laws You Must Know. This lesson is a plain English summary, not the law itself; where it differs, the manual and the statute govern. Last checked 2026-09-27.