Markets we shop
Many carriers, one bilingual broker
QualitySpace is an independent insurance broker. We represent you to multiple carriers, not the other way around. Below is the full list of California-admitted carriers we shop for auto, home, life, health, and commercial.
Full list
Our full carrier lineup
Deep dives
Carriers Kevin places most often
Mercury Insurance
Mercury is QualitySpace's most-placed standard California carrier. Strong appetite for VN community standard auto + home bundles. AB60-friendly under specific underwriting.
Progressive Insurance
Progressive is the broad-market California option. Strong on auto, weaker on commercial / non-standard. Often the comparison anchor when we shop a household.
Travelers Insurance
Travelers is the higher-quality home + auto + life option. Strong for established multi-policy households with clean records.
Bristol West
Bristol West is QualitySpace's primary non-standard market. Accepts most SR-22, AB60, and high-risk profiles other carriers decline. Highest-volume placement for new-immigrant intake.
Kemper Specialty
Kemper (rebranded from Infinity) is the second non-standard option after Bristol West. Strong on AB60, SR-22, and ITIN-only documentation cases. Often the alternative when Bristol West rates uncompetitive.
Aspire General
Aspire General is our deeper non-standard market. California-domiciled, broker-only distribution, built for SR-22 and high-risk profiles. We turn to Aspire when Bristol West and Kemper both decline or price uncompetitively.
National General
National General is Allstate-owned but distributed through independent brokers, giving households Allstate's underwriting depth without going captive. We place auto and, in select California ZIPs, home through this carrier.
Foremost Insurance
Foremost is a Farmers-owned specialty carrier strong on non-standard auto, mobile home, RV, and motorcycle. Foremost paused some California specialty product lines in 2023, so appetite varies by structure and ZIP.
Root Insurance
Root is a California-admitted appointment we place for personal lines. As with every carrier in our book, we shop it side by side against the rest of the roster rather than presenting it as the only option.
The Hartford
Hartford is a California-admitted appointment we place for personal lines and small-business coverage, including business owners policies (BOP) and workers comp. As with every carrier in our book, we shop it side by side against the rest of the roster rather than presenting it as the only option.
Nationwide Insurance
Nationwide is a California-admitted appointment we place for auto and home. As with every carrier in our book, we shop it side by side against the rest of the roster rather than presenting it as the only option.
East Coast (NJ + PA only)
Partner-producer markets
New Jersey and Pennsylvania policies are handled by licensed partner producer Sean Vu (Allstate). QualitySpace Insurance Agency does not bind coverage in NJ or PA directly. Sean's appointments include Allstate and Plymouth Rock, both major regional carriers for the Camden, Cherry Hill, Edison, and Philadelphia markets.
