Independent broker note
How we work with Root Insurance
QualitySpace Insurance Agency is an independent broker. We do not represent Root; we represent you. This page is editorial information about a carrier we shop, not an endorsement. Coverage is bound by the carrier's written confirmation, not by anything on this page.
Primary lines we place through Root Insurance
What we shop here
Where Root fits in our book
A personal lines carrier, shopped alongside the roster
QualitySpace Insurance Agency is an independent broker that shops Root, one of many California-admitted carriers we compare. We are not Root; we do not represent Root exclusively, and coverage binds only on Root's own written confirmation. When Root is a fit for a case, we quote it side by side against Mercury, Progressive, Travelers, and the rest of our roster so the household sees how Root compares rather than being sold in isolation.
How Root pricing works in California
App-based nationally, Prop 103 rules here
Nationally, Root built its name on app-based pricing that scores how you actually drive. California is different: Proposition 103 requires auto rates to be driven primarily by your driving record, years licensed, and annual mileage, and the state does not allow behavior-based telematics rating. So a Root quote in California works much like a quote from any other admitted carrier: your record and mileage do the talking, not a phone app scoring your braking. That matters for expectations. If you read national reviews about Root's test drive period, know that the California process we run at intake is the standard one, and we confirm Root's current quoting flow at the time we shop your case.
When we add Root to the comparison
Clean records shopping for a sharper number
Root earns its slot in our roster on cases where the household profile is already strong: licensed for years, clean record, reasonable annual mileage. On those files a newer entrant can price aggressively to win the business, and the only way to know is to run it next to the incumbents. That is exactly what our process does. We pull Root alongside Mercury, Progressive, and Travelers on qualifying cases and show you the spread. When Root wins, it wins on a number you can compare line for line; when it does not, you have lost nothing by checking.
Bilingual intake in Little Saigon
English and Vietnamese, Orange County based
Kevin Vu (California Department of Insurance License #4037122) handles intake in English or Vietnamese from the Westminster office at 14044 Magnolia St Ste 228, serving Westminster, Garden Grove, Santa Ana, Fountain Valley, and the rest of California. Every case we quote is shopped across multiple carriers, Root included when it's a fit, so you see the comparison instead of a single quote.
Questions we hear at intake
Root Insurance questions from Westminster clients
Is QualitySpace the same as Root Insurance?
No. QualitySpace Insurance Agency is an independent broker that shops Root, not Root itself. We shop Root alongside other California-admitted carriers in our roster and coverage binds only on Root's own written confirmation.
Does Root make me use the test-drive app in California?
California rating rules (Proposition 103) do not allow behavior-based telematics pricing, so the national app-scoring model does not apply here the way reviews from other states describe. We confirm Root's current California quoting process at intake so there are no surprises.
Can I get a Root quote in Vietnamese?
Yes. Kevin Vu handles intake bilingually in English and Vietnamese from the Westminster office, and quotes Root alongside the rest of our carrier roster for personal lines cases.
Get a quote
Compare Root Insurance against other carriers
We never quote a single carrier in isolation. Every intake gets at least 3 carrier comparisons. Root Insurance is one option among the many we shop.